Friday, March 23, 2012

Business Finance Solutions

Is your company looking for Business Finance Solutions?  There are quite a few options out there, but which options will actually work for your situation?  Sometimes it is like trying to force a square peg into a round hole when you are trying to get the Business Funding you need.  The best thing to start off with is to speak with your bank.  Depending on your bank, the age and stage your company is at, they may be able to help you, but this is always a good place to start.



In the event that you are not able to get the funding you need there, then you should speak to companies like IMMFinancial.com.  Here you will find many different types of Business Finance Solutions that most banks just do not offer.  You can consider items from the following Commercial Lending products:


  •  Accounts Receivable Finance
    • Transportation Factoring
    • Staff Placement Factoring
    • Medical Office Factoring
    • Automotive Chain Receivable Factoring
    • Distribution Receivables Factoring
  • Commercial Operating Credit Line
    • Short Term Business Loan
    •  Inventory Finance
    • M&A Financing
  • Trade Finance
  • PO Finance
  • Merchant Account Advance
  • Equipment Finance
  • Bank Guarantee
Many times the Financial products listed about will need to be combined together to achieve the funding you are looking for.

You should expect to be required to provide information about your business and your customers as well as samples of past transactions that you have completed to show your experience and ability to perform the tasks required and sometimes you will also be required to sign a personal guarantee.  This should not come to be a surprise to anyone.  If a Business Finance Solutions provider is being asked to put their money into your business, it is a reasonable expectation that the borrower have enough faith in themselves to personally guarantee the money.  If the borrower does not have enough faith to do this, how can the lender have the faith to lend?